:root {
  --navy: #0a1628;
  --slate: #1b2e4b;
  --blue: #234f8f;
  --gold: #c59b45;
  --text: #1d2633;
  --muted: #667085;
  --bg: #f7f9fc;
  --white: #ffffff;
  --border: #e4e8ef;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

.container {
  width: min(1120px, calc(100% - 40px));
  margin: 0 auto;
}

.site-header {
  background: rgba(255,255,255,0.94);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 10;
  backdrop-filter: blur(10px);
}

.nav {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 800;
  color: var(--navy);
  font-size: 20px;
}

.logo-placeholder {
  width: 54px;
  height: 54px;
  border-radius: 14px;
  background: var(--navy);
  color: var(--gold);
  display: grid;
  place-items: center;
  font-size: 11px;
  letter-spacing: 1px;
}

nav {
  display: flex;
  align-items: center;
  gap: 22px;
}

nav a {
  color: var(--slate);
  text-decoration: none;
  font-weight: 600;
  font-size: 15px;
}

.nav-cta {
  border: 1px solid var(--gold);
  border-radius: 999px;
  padding: 10px 16px;
}

.hero {
  background: linear-gradient(135deg, #f8fbff 0%, #eef4fb 45%, #ffffff 100%);
  padding: 84px 0;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr .8fr;
  gap: 48px;
  align-items: center;
}

.eyebrow {
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 2px;
  font-size: 13px;
  font-weight: 800;
  margin: 0 0 12px;
}

h1 {
  color: var(--navy);
  font-size: clamp(38px, 6vw, 62px);
  line-height: 1.05;
  margin: 0 0 22px;
}

h2 {
  color: var(--navy);
  font-size: clamp(28px, 4vw, 42px);
  line-height: 1.15;
  margin: 0 0 18px;
}

h3 { color: var(--slate); margin: 0 0 10px; }

.hero-text {
  font-size: 20px;
  color: var(--muted);
  max-width: 680px;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin: 30px 0 18px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 22px;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 800;
}

.btn.primary {
  background: var(--navy);
  color: var(--white);
}

.btn.secondary {
  border: 1px solid var(--border);
  color: var(--slate);
  background: var(--white);
}

.small-note {
  color: var(--muted);
  font-size: 14px;
}

.hero-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 28px;
  padding: 34px;
  box-shadow: 0 24px 70px rgba(10, 22, 40, 0.10);
}

.hero-card ul {
  padding-left: 20px;
  margin: 18px 0 0;
}

.hero-card li { margin-bottom: 12px; }

.section { padding: 78px 0; }

.muted { background: var(--bg); }

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-top: 34px;
}

.card, .step {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 24px;
  padding: 28px;
}

.card p, .step p, .split p, .legal p, .cta p { color: var(--muted); }

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-top: 34px;
}

.step span {
  width: 40px;
  height: 40px;
  border-radius: 999px;
  background: var(--navy);
  color: var(--gold);
  display: grid;
  place-items: center;
  font-weight: 900;
  margin-bottom: 18px;
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 42px;
  align-items: start;
}

.feature-list {
  background: var(--slate);
  color: var(--white);
  border-radius: 28px;
  padding: 32px;
}

.feature-list p {
  color: var(--white);
  font-weight: 700;
  margin: 0 0 14px;
}

.legal {
  background: #fffaf0;
  border-top: 1px solid #f1dfbd;
  border-bottom: 1px solid #f1dfbd;
}

.legal .container {
  max-width: 930px;
}

.cta {
  text-align: center;
  background: var(--navy);
}

.cta h2, .cta p { color: var(--white); }

.cta .btn.primary {
  background: var(--gold);
  color: var(--navy);
}

footer {
  padding: 60px 0 0;
  background: #07101d;
  color: #b8c2d1;
  font-size: 15px;
}

.footer-top {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 44px;
}

.footer-brand-logo {
  height: 40px;
  width: auto;
  display: block;
  margin-bottom: 18px;
  filter: brightness(0) invert(1);
  opacity: .92;
}

.footer-blurb {
  color: #9aa6b8;
  max-width: 320px;
  margin: 0;
}

.footer-col h4 {
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 2px;
  font-size: 12px;
  font-weight: 800;
  margin: 0 0 18px;
}

.footer-col p,
.footer-col a {
  color: #c6cfdc;
  margin: 0 0 14px;
  display: block;
  text-decoration: none;
  line-height: 1.5;
}

.footer-col a:hover { color: var(--white); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  display: flex;
  justify-content: space-between;
  gap: 20px;
  padding: 22px 0;
  color: #8391a4;
  font-size: 14px;
}

@media (max-width: 850px) {
  .nav { align-items: flex-start; flex-direction: column; padding: 16px 0; }
  nav { flex-wrap: wrap; gap: 12px; }
  .hero-grid, .split { grid-template-columns: 1fr; }
  .cards, .steps { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 10px; }
}


.site-logo {
  height: 56px;
  width: auto;
  display: block;
  border-radius: 12px;
}